borrow

Business Purpose Real Estate:

Refinance or Purchase- CA65

  • Term: 12-36 Months
  • Loan Amount: $150k to $5 Million
  • LTV: 65%
  • Fico: No minimum
  • Property Types: SFR, 2-4 Units,. Condo
  • Property Exclusions: Owner Occupied
  • Pre-Pay Penalty: 6 Months
  • States: California Only
  • Fees: 2% Minimum
  • App to Docs: 5 Business Days
  • Appraisal: N/A

Commercial: Purchase or Refinance-

  • Term: 12-84 Months
  • Loan Amount: $500,000 to $50,000,000
  • LTV: 60% Higher LTV's on a case by case basis
  • Fico: 600 & Above
  • Property Types: All Commercial Properties Considered
  • Property Exclusions: Strip Clubs, Gas Stations
  • Pre-Pay Penalty: Case by Case
  • States: Nationwide
  • Fees: Case by Case

Business Only Loans: 500 Minimum Fico

  • Merchant Cash Advance
  • Business Loans (Daily, weekly, bi-monthly and monthly payments available)
  • Inventory Loans (Loans against Inventory)
  • SBA Loans
  • Equipment Financing

borrow

apply now

Business Purpose Real Estate:

Refinance or Purchase- CA65

  • Term: 12-36 Months
  • Loan Amount: $150k to $5 Million
  • LTV: 65%
  • Fico: No minimum
  • Property Types: SFR, 2-4 Units,. Condo
  • Property Exclusions: Owner Occupied
  • Pre-Pay Penalty: 6 Months
  • States: California Only
  • Fees: 2% Minimum
  • App to Docs: 5 Business Days
  • Appraisal: N/A

Commercial: Purchase or Refinance-

  • Term: 12-84 Months
  • Loan Amount: $500,000 to $50,000,000
  • LTV: 60% Higher LTV's on a case by case basis
  • Fico: 600 & Above
  • Property Types: All Commercial Properties Considered
  • Property Exclusions: Strip Clubs, Gas Stations
  • Pre-Pay Penalty: Case by Case
  • States: Nationwide
  • Fees: Case by Case

Business Only Loans: 500 Minimum Fico

  • Merchant Cash Advance
  • Business Loans (Daily, weekly, bi-monthly and monthly payments available)
  • Inventory Loans (Loans against Inventory)
  • SBA Loans
  • Equipment Financing

apply now

broker

Mortgage Broker Highlights

  • Close within 10 business days
  • Get paid by us or direct from escrow
  • Non minimum credit requirements
  • Unlimited funds available
  • Same day approvals
  • App to docs within 5 business days
  • Work direct with the underwriter

Item's needed for approval

  • Application
  • Credit
  • Lease Agreement

broker

apply now

Mortgage Broker Highlights

  • Close within 10 business days
  • Get paid by us or direct from escrow
  • Non minimum credit requirements
  • Unlimited funds available
  • Same day approvals
  • App to docs within 5 business days
  • Work direct with the underwriter

Item's needed for approval

  • Application
  • Credit
  • Lease Agreement

apply now

Property Type:

invest

Debt Play is a platform that introduces investors to high quality real estate backed projects that may be of interest to invest in. These projects are sourced by Debt Play’s vast referral network of mortgage brokers, attorneys, investment bankers and real estate professionals. Each deal that is looking for capital is scrutinized by one of Debt Play’s underwriters and the deal must meet our lending criteria. Each deal must meet the following to even be considered:

  • 65% Loan to Value or better
  • Borrower must demonstrate the ability to repay the loan
  • Property must be in a lendable area
  • Non-Owner occupied investment property

Why Should I invest in Notes backed by Real Estate?

Track record of high stable returns! Investing in real estate notes/trust deeds is a very safe investment with great yield. Here are some facts:

  • Real Estate is tangible and your money is secured against an asset.
  • Can be sold if the note isn’t performing to mitigate loss.
  • Real Estate cycles can be researched and in most cases won’t change over night.
  • 7% or better annual return
  • Dividends are paid out monthly

What if I don’t know anything about real estate or real estate notes?

Debt play was created to help individuals make high quality decisions and our staff here to help you from start to finish. Each deal is underwritten by one of our underwriters to ensure the deal meets all of the criteria and in most cases our investors don’t do anything except wire their funds to escrow and sit back and collect a monthly check.

Is Investing in Real Estate Notes Risky?

Like all investments there is risk, however we believe real estate notes are one of the safest investments you can make and here’s why:

65% Loan to Value- Leverage is key and being at a safe loan to value helps mitigate against any loss potential. What this means is if someone is going to purchase they had to put a down payment of 35% that is a big investment on their part. The majority of individuals who put this much downpayment are seasoned investors and they don’t plan on losing it! And if they already own the property and they are looking to refinance it an are able to achieve a 65% or better loan to value that means they have been making timely payments and have invested not only in the down payment at purchase but all the payments they are making.

Asset- Real Estate is in insured asset, which means in the event of non payment the asset can be sold on the open market to payoff the current note held. In a down market it can also be rented so that the payments are made and your investment continues

12-36 Months- Most notes are written for a short time period 1-3 years then you will be placed into another asset. We believe our debt serves a need and isn’t meant to be held for a long period of time. It has been proven that this also helps mitigate risk potential.

Investment- Since we only lend on non owner occupied investment properties there is someone else besides our borrower who is financially responsible to pay rent which in turn pays the mortgage payment.

Who Can Invest?

Private individuals, corporations, pension plans, 401Ks, custodianships, LLCs, retirement funds, IRAs, Roth IRAs, Self-Directed IRAs, Charitable Remainder Trusts (CRTs), Foundations, endowments, family trusts, family members, and SEP accounts. Some retirement accounts have limits so please check with your custodian or agent. The Bureau of Real Estate simply requires that no single trust deed can be more than 10% of your (or an entity’s) net worth.

Who are Clients Are?

  • Individuals
  • Partnerships
  • Professional Athletes
  • Real Estate Investors
  • Celebrities
  • Real Estate Investment Groups

For more information please complete the form below and one of our staff members will get back to you shortly.

apply now

invest

Debt Play is a platform that introduces investors to high quality real estate backed projects that may be of interest to invest in. These projects are sourced by Debt Play’s vast referral network of mortgage brokers, attorneys, investment bankers and real estate professionals. Each deal that is looking for capital is scrutinized by one of Debt Play’s underwriters and the deal must meet our lending criteria. Each deal must meet the following to even be considered:

  • 65% Loan to Value or better
  • Borrower must demonstrate the ability to repay the loan
  • Property must be in a lendable area
  • Non-Owner occupied investment property

Why Should I invest in Notes backed by Real Estate?

Track record of high stable returns! Investing in real estate notes/trust deeds is a very safe investment with great yield. Here are some facts:

  • Real Estate is tangible and your money is secured against an asset.
  • Can be sold if the note isn’t performing to mitigate loss.
  • Real Estate cycles can be researched and in most cases won’t change over night.
  • 7% or better annual return
  • Dividends are paid out monthly

What if I don’t know anything about real estate or real estate notes?

Debt play was created to help individuals make high quality decisions and our staff here to help you from start to finish. Each deal is underwritten by one of our underwriters to ensure the deal meets all of the criteria and in most cases our investors don’t do anything except wire their funds to escrow and sit back and collect a monthly check.

Is Investing in Real Estate Notes Risky?

Like all investments there is risk, however we believe real estate notes are one of the safest investments you can make and here’s why:

65% Loan to Value- Leverage is key and being at a safe loan to value helps mitigate against any loss potential. What this means is if someone is going to purchase they had to put a down payment of 35% that is a big investment on their part. The majority of individuals who put this much downpayment are seasoned investors and they don’t plan on losing it! And if they already own the property and they are looking to refinance it an are able to achieve a 65% or better loan to value that means they have been making timely payments and have invested not only in the down payment at purchase but all the payments they are making.

Asset- Real Estate is in insured asset, which means in the event of non payment the asset can be sold on the open market to payoff the current note held. In a down market it can also be rented so that the payments are made and your investment continues

12-36 Months- Most notes are written for a short time period 1-3 years then you will be placed into another asset. We believe our debt serves a need and isn’t meant to be held for a long period of time. It has been proven that this also helps mitigate risk potential.

Investment- Since we only lend on non owner occupied investment properties there is someone else besides our borrower who is financially responsible to pay rent which in turn pays the mortgage payment.

Who Can Invest?

Private individuals, corporations, pension plans, 401Ks, custodianships, LLCs, retirement funds, IRAs, Roth IRAs, Self-Directed IRAs, Charitable Remainder Trusts (CRTs), Foundations, endowments, family trusts, family members, and SEP accounts. Some retirement accounts have limits so please check with your custodian or agent. The Bureau of Real Estate simply requires that no single trust deed can be more than 10% of your (or an entity’s) net worth.

Who are Clients Are?

  • Individuals
  • Partnerships
  • Professional Athletes
  • Real Estate Investors
  • Celebrities
  • Real Estate Investment Groups

For more information please complete the form below and one of our staff members will get back to you shortly.

apply now

contact

address:

2945 Townsgate Rd. Suite #200
Westlake Village, CA 91361

833-424-1234

send us an email!

pricing form

Property Type:

Items needed for approval

SFR/2-4 Units

  • Application
  • Credit Report
  • Lease Agreement (Subject Property)
  • Current mortgage statement (Subject Property)

Commercial-

  • Application
  • Credit Report
  • Rent Roll
  • Leases (All units)
  • Current Mortgage Statement
  • Expenses listed or via P&L's

Business Only-

  • Business App
  • 4 months credit card processing statements
  • 4 months bank statements

broker highlights

  • Close within 10 business days
  • Get paid by us or direct from escrow
  • Non minimum credit requirements
  • Unlimited funds available
  • Same day approvals
  • App to docs within 5 business days (SFR/2-4 Units)
  • Work direct with the underwriter
  • One stop shop for all your business purpose commercial loan needs.
  • Business only loans close within 72 hours
  • No appraisal (most cases)